These Terms and Conditions (“Terms”) govern your access to and use of https://www.deborahcanja.com/, including any content, forms, email signups, products, services, classes, memberships, accounts, events, downloads, or other features made available through the website. By using the website, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the website.

About the Website

DeborahCanja.com provides personal information about Deborah Canja with information and links to opportunities for consulting, coaching, training, receiving information, and purchasing books on Amazon and elsewhere. The website is intended for the use of U.S. visitors/customers, including all states, and other online jurisdictions.

Changes to These Terms

We may update these Terms by posting a revised version on the website. Your continued use of the website after revised Terms are posted means you accept the updated Terms.

Eligibility and Minors

You must be at least 13 years old to use the website. If you are under 18, you may use the website only with involvement and permission of a parent or guardian. Do not submit personal information, make purchases, join communities, or create accounts unless you have authority to do so.

Accounts and Security

If accounts, memberships, course access, member pages, customer portals, or other login features are available, you are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Notify us promptly of any unauthorized use. We may suspend or terminate accounts for misuse, security concerns, nonpayment, violation of these Terms, or other reasons permitted by law.

Purchases, Payments, Shipping, and Digital Access

Prices, descriptions, availability, taxes, shipping charges, digital access terms, and other checkout details may change without notice. Orders are offers to purchase, and we may accept or decline orders where permitted by law.

Payments may be processed by Shopify, Shopify Payments, Stripe, PayPal, or similar third-party payment providers. Your use of those providers is also subject to their terms and privacy policies. We are not responsible for payment-provider errors, outages, declines, chargebacks, or delays outside our control.

For physical products, shipping, delivery estimates, risk of loss, returns, exchanges, damaged items, and address errors are governed by the product page, checkout page, store policies, or written refund/return policy posted for the relevant product. For digital products, courses, memberships, downloads, or online access, you receive only the license or access rights stated at purchase.

Subscriptions, Memberships, and Recurring Billing

Some offers may involve subscriptions, memberships, payment plans, recurring billing, or other negative-option features. Before you are charged, the checkout, invoice, or written offer will disclose the material terms, including price, billing frequency, renewal terms, recurring charges, cancellation method, and any refund terms. By enrolling, you authorize these material terms until you cancel according to the disclosed cancellation method.

If a recurring charge or billing option is chosen, unless a specific offer states otherwise, you may cancel a recurring plan or charge by using the account or checkout-provider cancellation tool if available or by emailing us at least three business days before the next scheduled charge. Cancellation stops future charges but does not automatically refund past charges, partial months, digital access already delivered, or services already performed unless required by law or stated in the applicable offer.

Refunds, Cancellations, Returns, and Exchanges

Refunds, cancellations, exchanges, returns, event deposits, course access, and service cancellations are governed by the specific written policy posted for the product, service, course, event, membership, invoice, proposal, or checkout page. If no specific refund policy is posted for a purchase, the purchase is final to the fullest extent permitted by law, except that we may correct billing errors or make discretionary exceptions. Nothing in these Terms limits rights that cannot be waived under applicable law.

Educational, Coaching, Consulting, Spiritual, and Informational Content

Any coaching, consulting, publishing, training, professional-development, personal growth and development, business growth and development, and any other development methodology is provided for educational and informational purposes only. We do not guarantee any particular personal, professional, or business result or outcome.

Any information or coaching, consulting, and training provided is not legal, medical, psychological, therapeutic, business, or child-safety advice. Consult qualified professionals for advice about your specific situation.

Intellectual Property

You may view, download, or print materials for personal, noncommercial use only, provided you keep copyright, trademark, and proprietary notices intact. You may not copy, modify, distribute, sell, exploit, mirror, scrape, or create derivative works from the website or its content without written permission, except as allowed by law.

User Submissions, Testimonials, and Reviews

If you submit comments, testimonials, reviews, photos, videos, stories, materials, member-page content, information, memories, questions, feedback, or other content, you represent that you have the right to submit it and that it does not violate anyone else’s rights. You grant us a worldwide, royalty-free, nonexclusive license to host, store, reproduce, display, edit, publish, distribute, and use the content for operating, promoting, documenting, and improving the website and related projects, unless a separate written agreement says otherwise. We may remove or refuse user content for any reason. Do not submit confidential, sensitive, or child-identifying information unless specifically requested and appropriate safeguards are in place.

Testimonials, endorsements, reviews, memories, and similar content must be truthful and based on real experiences. We may edit testimonials for length or clarity without changing their meaning. If you received compensation, a discount, free product, or other material connection in exchange for a review or endorsement you have submitted to us, you must disclose that connection clearly.

Prohibited Uses

You agree not to:

• violate any law or infringe any intellectual property, privacy, publicity, or other rights;
• submit false, misleading, defamatory, abusive, harassing, obscene, hateful, exploitative, or unlawful content;
• upload viruses, malware, code, or content that disrupts or damages the website;
• attempt unauthorized access to accounts, systems, networks, forms, payment systems, or data;
• scrape, crawl, copy, or harvest content or personal information except as allowed by law;
• impersonate anyone or misrepresent your affiliation with any person or organization;
• use the website for unauthorized advertising, solicitation, spam, fundraising, or commercial activity; or
• interfere with the website, other users, services, vendors, communities, or security features.

Third-Party Links and Services

The website may contain links to third-party websites and services. Third-party websites and services are not controlled by us. We are not responsible for their content, products, services, privacy practices, terms, availability, prices, shipping, refunds, security, or actions.

Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, PRODUCTS, SERVICES, COURSES, MEMBERSHIPS, DOWNLOADS, EVENTS, LINKS, AND INFORMATION ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS TO THE FULLEST EXTENT PERMITTED BY LAW. WE DISCLAIM WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, AND ERROR-FREE OPERATION.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, LOST PROFITS, LOST DATA, LOST GOODWILL, BUSINESS INTERRUPTION, OR DAMAGES RESULTING FROM USE OF OR INABILITY TO USE THE WEBSITE, THIRD-PARTY SERVICES, PRODUCTS, SERVICES, COURSES, EVENTS, MEMBERSHIPS, OR CONTENT. WHERE LIABILITY CANNOT BE EXCLUDED, OUR TOTAL LIABILITY WILL NOT EXCEED $100 OR THE PROVEN AMOUNT YOU PAID DIRECTLY TO US FOR THE PRODUCT OR SERVICE GIVING RISE TO THE CLAIM DURING THE SIX MONTHS BEFORE THE CLAIM, unless a different limit is required by law.

Indemnification

You agree to indemnify and hold harmless us and our directors, officers, members, employees, volunteers, contractors, agents, affiliates, successors, and service providers from claims, losses, liabilities, damages, costs, and expenses, including reasonable attorneys’ fees, arising from your use of the website, your submissions, your violation of these Terms, your violation of law, or your infringement of anyone’s rights.

Modification, Suspension, and Termination

We may modify, suspend, or discontinue the website or any feature at any time. We may suspend or terminate access to the website, accounts, communities, courses, memberships, or services if we believe you violated these Terms, created a risk, failed to pay, or engaged in misuse. Provisions that by their nature should survive termination will survive, including intellectual property, disclaimers, limitations of liability, indemnity, dispute resolution, and payment obligations.

Dispute Resolution, Governing Law, and Class Action Waiver

These Terms are governed by the laws of the State of Michigan, without regard to conflict-of-law rules. To the fullest extent permitted by law, disputes will be resolved individually and not as a class, consolidated, representative, or private-attorney-general action. Unless prohibited by law, any dispute that cannot be resolved informally will be submitted to binding arbitration in or near Lansing, Michigan, under commercially reasonable rules selected by the arbitrator or the parties. If arbitration is unavailable or unenforceable for a particular claim, the claim will be brought only in the state or federal courts located in Michigan, and you consent to personal jurisdiction and venue there.

General Terms

If any part of these Terms is found unenforceable, that part will be modified or severed to the minimum extent necessary, and the remaining provisions will remain in effect. Our failure to enforce a provision is not a waiver. These Terms, together with the Privacy Policy and any specific written offer terms, are the entire agreement for website use. 

Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on the website with a new last-updated date. If changes are material, we may provide additional notice where appropriate or legally required.

Contact Us

Email: de*@**********ja.com